Category: Uncategorized

Forget Photoshop and its steep learning curve, you can be creative on day one, with a little help from AI – choose OpenArt.ai

You can create stunning, high-quality images using just a few words. Then, with the use of Magic Edit, you can edit your images with precise control to fine-tune image details and achieve perfect results. For choosing a style, you have a 1-click option to create specific image aesthetics with over 100+ styles. You can even personalize models for a specific style, character or object.

Your creative vision can be actualized, elevated and realized by AI! Try it once, you may just get addicted!

You get one-time 40 trial-credits for free to explore all the features for 7 days. All your creations are private. If you enjoy it, you may go for a paid subscription which is well worth the price if you are an avid user.

https://openart.ai/

This website “Klarifies” Term Life Insurance for you. It does not sell you anything, just gives you guidance with no strings attached – yes, really!

Whether you are a newbie, an explorer or a policyholder – KlarifyLife has something interesting for you. The extensive Term Guide walks you through the various terms used by insurance companies – the 10-minute guide helps you understand and take important decisions, the right way. It also gives you exclusive access to lesser-known tips, without any selling. The Long Read, delves into the details of various terms used and the pros and cons of various options.

There is even an Underinsurance checker, need analyser, premium comparer, a query board and detailed blogs on the topic.

Created by HDFC Standard Life Insurance Co. Ltd., this is a wonderful example of a focused Public Service Campaign.

https://www.klarifylife.com/

Rytr is an Artificial Intelligence (AI) writing assistant that helps you create high-quality content, in just a few seconds, at a fraction of the cost! You can start for free and upgrade it as you scale up.

So, what all can you write? Emails, Blogs, Product Descriptions, SEO titles, YouTube Descriptions, Profile Bios, Story Plots, Taglines & Headlines and much more. You just need to choose your use-case, add some input for context and Rytr will magically write it for you.  You can write in English or select from multiple languages, select the tone of your content (e.g. convincing, formal, casual, etc.), and choose your creativity level. You can even ask for multiple variants of the resulting text. Once all this is done, you just click on Ryte for me  and you will get the magical results, almost instantly.

All your created documents are stored in a History folder and you can create multiple folders for your own use, as per your requirements.

A very useful, must have tool for writing of any kind.

Homepage

This is a very simple website which does what it says – it just removes the background from any of your photos. More often than not, when we have wonderful pics, they are marred by the background and it is painfully difficult to remove.

In such cases, you just need to head to https://remove.bg and upload your pic there and within seconds, you can get the same pic without the background. The AI engine which drives the entire process is very efficient and can give you the pic with a transparent background almost instantly. You could use this for portraits, pets and even objects.

And, if you want more than the original with a transparent background, you may automatically turn that image into a design with another elaborate background with a single click! With a variety of embellishments available, you can surprise yourself and your friends with an excellent pic with a background of your choice!

https://www.remove.bg/

Are you Tokenized Yet?

WHY?

When we shop online, say on Amazon / Flipkart, we make payments by using our Debit / Credit Card. We normally enter the card details, including card number, name, expiry date and the three-digit CVV. To make it more convenient for repeat purchases, the seller/merchant asks us for our one-time permission to store the card details on their server. If you give permission, the data is securely stored on their servers, with encryption and masking technology. Now, if their security measures are inadequate or broken-into by a hacker, your entire data, including Card numbers, CVV, etc. is vulnerable and susceptible to misuse, which could lead to a loss upto the value of your card limits.

Tokenization is primarily designed to prevent such online or digital breaches.

HOW?

At the Merchant end:

• Since October 2022, RBI has mandated that the merchants will not save the customers’ card numbers on their servers. Instead, they will just store a generated Token Number for each Credit Card that they want to be used recurringly on their servers.
• What it means is that a random Token Number will be generated by the system, which will be stored at the merchant end.
• This Token Number will be a unique number which is a combination of the Credit Card Number and the Merchant. So, e.g. if you are shopping on Amazon, your Card will be tokenized and a unique Token Number will be generated.
• This Token Number can only be used to make purchases with that Card on Amazon. It cannot be used on any other merchant website. Hence, a different, unique, Token Number will be generated each for Flipkart, Rediff or any other shopping site.
• Your actual Card details will be held safe in a secure token vault.
• This process will eliminate the possibility of hacking at the merchant end and even if the data is hacked, all that the hacker will receive will be a token number which will be unusable anywhere else and hence will be of no use to the hacker.
• Thus, essentially, your card will have multiple tokens based on the number of Merchants you have tokenized your card with.

For the User:

• As far as the user is concerned, the next time you pay online for something using your Debit or Credit Card, you will be asked if you wish to “Save Card as per RBI guidelines” or “Secure your Card”. If you respond positively, you will immediately get an OTP on your Mobile Number linked to your Card. Once you enter the OTP on the Merchant site, your card will be automatically Tokenized.  It is as simple as that! 
• You will not have to remember your Token Number, nor will it be displayed to you.
• However, you will still see the last 4 digits of your card at the merchant checkout page.
• You can request tokenization of any number of cards at a merchant website.
• Whenever your card is renewed, reissued or upgraded, you will have to visit the merchant page and create a fresh token by following the same instructions.
• Each card that you have, including Add-on cards will need to be tokenized, since each card has a unique card number.
• If you wish to delete the Token Number already generated at a merchant website, you just need to disable that card at the merchant’s website / app and your token number will be automatically deleted.
• If your card has not been tokenized, it will be automatically removed from apps and websites and you will be required to fill in all your card details every time you transact on that merchant platform.

Security:

Tokenized transactions are more secure since the generated tokens are normally not reversible. In encrypted transactions, the process is reversible by decryption using a unique key and decryption is mostly necessary to complete each transaction. It is therefore felt that Tokenization is relatively more secure than encryption.

Thus, from now onwards, you can transact online confidently, with the assurance that your transactions are more secure than before.

Happy Shopping for this festive season!

AwesomeScreenshot is a very versatile Chrome Extension. Once installed in Chrome, you can take screenshots of whatever is on your screen – be it an image or a video. It makes screen sharing fast and easy.

You may record both screen and camera to explain anything clearly. Once recorded, you can instantly save your stuff on the Cloud Link or Google Drive or on your Local Disk. Once saved, you can instantly share the same with your friends, colleagues, or clients. You can even connect directly with your familiar tools such as Trello, Slack, Asana, Jira, etc.

The two-tab popup menu allows you to switch between screen recording and screen capture easily. Want to share your screen for cases like reporting technical issue, making product demo or how-to tutorials? Set the Record tab as the primary tab in Options and start recording whenever needed.

What more to say about this extension? It is just awesome!

AwesomeScreenshot.com

https://extract.me/

We often get compressed files from various sources. To extract such files, you may need specific programs which can extract each one of them. Winzip being the most popular, can extract files with .zip as the extension. But what if you receive files which are .rar or .cab or .gz?

Archive Extractor is a small and easy online tool that can extract over 70 types of compressed files, such as 7z, zipx, rar, tar, exe, dmg and much more. Just visit the website https://extract.me/ upload or drag and drop your archived / compressed file and the site will do the rest. It will extract all the files in the archive and list them.  You may choose to download each file or just the one that you may need. It is that simple!

The best part is that you do not have to download and install any app – just upload your file and download the extracted files. It also has support for password protected archives and multi-part archives.

Now, don’t get bogged down with compressed files – use this for extracting your compressed files in any format!

 

Spike conversational email helps you to be more creative, more productive, and less stressed. Both in the office and out of it. Ditch the conventional email clients and discover a new approach to email that puts people first. With Spike, all your emails and threads are found under the contact. You also have the option to have a priority Inbox to focus on your most important mails.

Further, you get smart scheduling inside your email, without ever opening another calendar app. It doesn’t matter if you, your colleagues, family, and friends use Outlook in the office and Apple at home. Spike will consolidate everything, changing the way you organize your life. Putting you in charge of your time.

Spike also helps you instantly create a Group for any team, project or client—anything that’s relevant to your business —and collaborate just like you would face to face or like any other messaging app. 

Try Spike free for personal accounts and at a nominal fee for work accounts. A true game-changer. 

Android : http://bit.ly/2k8UYFA   iOS: https://apple.co/2k7ei63